Skip to content
Search

Super guarantee

Contributions at 9.5%

How to calculate superannuation

The easiest way to calculate your Superannuation Guarantee entitlement is to use the calculator below. Remember to enter income before tax – but after you’ve deducted any salary sacrifice amount. Super contributions are usually payable monthly but small employers often contribute quarterly. The funds may take a few days to appear in your super account.

If you earn over $200,000 you’ll need to check with your employer how much superannuation they are paying into your fund, as employers are not obliged to pay the superannuation charge on any salary you earn after the first $206,480.

How much superannuation do I pay/get paid?

Your employer must pay 9.5% of your pre-tax salary into your super fund. For Super Guarantee purposes, your pre-tax salary includes: 

  • Your regular wage (ordinary time earnings) 
  • Shift allowances
  • Commissions
  • Some bonuses

Overtime payments however are usually not included.

The super contributions have to be shown on your pay slip. You can also log on to your super fund’s website to see them or wait for your annual statement.

Contractors and the Super Guarantee

If you’re a contractor paid entirely or principally by one company for your work, then you’re considered an employee for super purposes and, as such, entitled to super guarantee contributions under the same rules as employees.

Super Contribution Calculator

Are you 18 years of age or over? 
Do you work for more than 30 hours in a week?

 

Please note: The answers you get from this tool are based solely on the information you provide. Calculations are only estimates of potential superannuation eligibility and assume no change to hours worked or remuneration received and may not equate with the eligibility period for the calculation of superannuation entitlements. You must check the information you enter is correct, as we will not be held accountable for any incorrect calculations.

 

Call:1300 789 932 Call:1300 789 932

What's your question?

Your question will be sent directly to the fund you select

Talk to someone who knows how to help

AustralianSuper

1300 000 000

1300 000 000

1300 000 000

Your request will be sent directly to the fund you select

You will be called back at the next available opportunity.

What's your question?

Thank you for contacting AustralianSuper.

They will be in touch shortly

An error has occurred

Due to a technical fault we are unable to to submit your form at the moment. Please try again later.