Timely planning is the key to enjoying life in retirement. Once you’ve decided on your retirement goals - such as when and how to retire - it’s important to set strategies with the help of retirement calculators and by talking to your Industry SuperFund or financial advisor.
Here is a quick checklist of decisions that affect the financial side of retirement plans.
Once you’ve worked out your retirement goals, you should draft a plan - or at least a basic outline.
This will form the basis of your retirement planning program, but you should also consider taking the guesswork out of the plan by seeking professional financial advice from your Industry SuperFund.
With your retirement goals worked out, you’ll need strategies to put it into place. These could include:
Not all of these strategies will be suitable for everyone and if you have a partner, don’t forget to include them in your retirement planning – you’re likely to be spending a lot more time together.
There are also the non-financial elements of retirement to think about, such as:
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