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Superannuation changes

What are the new changes to super?

The latest changes to super in Australia cover five key areas: 

  • Superannuation on Paid Parental Leave
  • Super Guarantee increase
  • Deeming rate freeze extension

Increase to the Super Guarantee

On 1 July 2025 the Super Guarantee increased to 12%. The increase to the Super Guarantee could make a big difference to your super balance in the long term due to the magic of compound interest.

Deeming Rate Freeze extended

The existing freeze on deeming rates at 2.25 per cent has been extended. This measure provides relief to retirees and enables retirees to benefit from increases in interest rates without impacting on age pension rates or eligibility.

The changes to superannuation rules above are all in effect today or legislated to begin in the next 12 months, however a number of other proposed changes may be in the pipeline. The latest changes to pensions may also affect your retirement planning or income.

If you’d like more information about how these changes might affect you, talk to your fund.

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