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Age pension calculator

See how you can best combine the age pension and your super.

How is the age pension calculated?

Australia’s standard pension rate varies depending on whether you are single or a couple, your living arrangements, if your partner is working, and if you have other income or assets. If you are eligible Centrelink will calculate your payment based on these factors.

In fact, Centrelink does two calculations: once using the asset test and once using the income test. You then you receive the lower amount of the two.

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