To boost your super balance for retirement, consider ‘salary sacrificing’ and/or making voluntary contributions to your super while you’re still working. That way, you can top up your super balance and may be able to take advantage of tax concessions. You can also make payments into your partner’s super account, so you’ve both got more to spend when you retire.

This calculator shows you how adding even a small amount extra each year into your super can make a huge difference to your retirement lifestyle down the track.

Consider a fund’s PDS and your objectives, financial situation and needs, which are not accounted for in this information before making an investment decision. Your retirement outcome will be affected by many things including the amount of contributions you make, fees, investment returns and regulatory changes.  Some factors that may affect your retirement outcomes may not have been taken into account. See assumptions