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Retirement needs calculator

How much do I need to retire?

As a rule of thumb, use this:

Age/LifestyleSingle yearly incomeCouple yearly income
Comfortable lifestyle at age 65 $43,538 $59,808
Comfortable lifestyle at age 85 $39,171 $54,960

Source: ASFA.

This calculator provides a prediction based on the most common lifestyle factors, so if you’re unsure about your future costs, it’s wise to over-estimate your potential expenses, that way, you have a bit of a buffer in case things don’t quite go to plan.

If you are looking for a super projection calculator click here.

Retirement needs

How much will I need?

  1. Step 1. My Details
  2. Step 2. My Budget
  3. Step 3. My Needs

What do you think you will need in retirement?

Select your weekly expenses.
Choose Modest, Comfortable or enter your own to suit your needs (Custom).

Total $400 per year edit
($400 per week)

My retirement needs

Annual retirement income $57,195
For 19 years
And a lump sum at retirement of $0
Estimated retirement balance needed $869,756
Purpose and Assumptions

This calculator generates information illustrating how much money you could need in retirement and how this could be influenced by salary sacrifice or voluntary contributions. This is based on certain assumptions.  Those assumptions can be found here.

Limitations

Your retirement outcome will be affected by many things including the amount of contributions you make, fees, investment returns and regulatory changes. Some factors that may affect your retirement outcomes may not have been taken into account.

This is a Model, not a Prediction

The tool is not intended to be relied upon for the purposes of making a financial decision. Consider a fund’s PDS and your objectives, financial situation and needs, which are not accounted for in this information before making an investment decision. You are responsible for your own investment decisions and should obtain specific, individual advice from a financial services licensee before making any financial decisions.

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AustralianSuper

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