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Terms of Use

Please read these Terms of Use carefully before using this website. Use of this website indicates your acceptance of the Terms Of Use and Privacy Statement.

Accuracy of information

This website is owned and operated by the ISA Pty Ltd ABN 72 158 563 270 Corporate Authorised Representative No. 426006 of Industry Fund Services Ltd ABN 54 007 016 195 AFSL 232514. While reasonable care has been taken to ensure that information on this website is correct, neither ISA nor any of the Industry SuperFunds listed on this website accepts liability for any error or misprint in respect of the information shown or provided and does not guarantee that the information is accurate, current, complete, free of errors or viruses, or that it will be available on an uninterrupted basis.

The information on this website is of a general nature only. You should seek your own professional independent advice, especially in relation to taxation matters. Before acting on the basis of information contained on this website or documents available from this website you should request specific information from the specific fund concerned, including the product disclosure statement. You should consider the product disclosure statement and your own objectives, financial situation and needs before making a decision about superannuation because they are not taken into account in providing the information on this website. ISA does not accept liability in relation to any reliance on the contents of this website.

ISA reserves the right to modify, update or otherwise alter these Terms of Use at any time. ISA is under no obligation to contact or notify you of any variation to these Terms of Use. However, ISA will publish new Terms of Use on this website. Your use of this website now and in the future indicates your continuing acceptance of these Terms of Use, including any modifications that may be made in the future. We recommend that you visit this page from time to time to review the current Terms of Use.

Nature of website and material

This website is for residents of Australia only. Use of this website is governed by the laws of the State of Victoria, Australia. ISA makes no representation or warranty that the material and information on or available via this website is appropriate or available for use outside Australia. If you choose to access this website from a location outside Australia, you do so at your own risk and are responsible for complying with all applicable local laws, if and to the extent that, local laws are applicable.

Limitation of liability

This website is provided 'as is'. While commercially reasonable efforts have been made to ensure that information is free from error, to the maximum extent permitted by law, all warranties with respect to the contents of this website and documents and materials available through this website, and in respect of any site linked to this website, are excluded. ISA excludes to the maximum extent permitted by law any liability which occurs or might arise as a result of the contents of this website or any linked site.

Subject to any responsibilities implied by law and which cannot be excluded, ISA, and its directors, employees, agents and contractors, are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to the information, documents and materials on this website, third party material, third party services, or to access or use of this website by you, however caused, whether in contract, tort (including negligence), statute or otherwise.

Privacy and personal information

If you use this website, ISA may utilise 'cookies' or similar technology to obtain information regarding use of this website. By using this website, you agree to ISA’s use of technology of this type. ISA’s privacy policy is available for review.

Third party information and links

This website contains material which has been provided by third parties for general information or interest. The views expressed in third party articles or commentaries contained on this website are those of the authors of that material and do not necessarily reflect those of ISA.

Links to third parties’ websites are provided on this website to provide users with convenient access to related information and organisations. A link from ISA’s website does not represent an affiliation with or recommendation or endorsement of those third parties and ISA is not responsible for the views or actions of any organisation whose website is accessible via a link on this website. ISA does not guarantee that this website or any third party websites will be free from viruses, that this website or any third party websites will function as intended, or that access to this website or any third party websites will be uninterrupted. ISA reserves the right to terminate any link at any time.

If you leave ISA’s website using one of these links, these Terms of Use will no longer apply. ISA encourages individuals to read the privacy statements, disclaimers and terms of use of any new websites that they visit.

Copyright and trademarks

The information and material on the ISA website is copyright protected and owned by or licensed to ISA. You may use the information on this website for your own non-commercial use and for viewing the material on this website via your web browser. You must not use, copy, reproduce, store or alter in any way the information and material provided on this website without ISA’s prior consent.

Use of any of the information or material on ISA’s website for a commercial purpose without its express permission or as expressly permitted under the Copyright Act infringes ISA’s copyright and other proprietary rights. The ISA, Industry SuperFunds, An Industry SuperFund and Lifetime of Difference logos are trade marks of Industry Super Australia Pty Ltd. Third party trade marks are trade marks of the respective third parties.

Reasonable use

The information on this website may not be used in any way that is unlawful. In particular you may not use the website to:

  • defame, abuse, harass, stalk, threaten or otherwise offend others 
  • publish, distribute, e-mail, transmit or disseminate any material which is unlawful, obscene, defamatory, indecent, offensive or inappropriate 
  • use any automated scripting tools or software 
  • engage in or promote any surveys, contests, pyramid schemes, chain letters, unsolicited e-mailing or spamming 
  • upload, post, e-mail, transmit or otherwise make available any material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware; breach any applicable laws or regulations
  • impersonate any person or entity 
  • breach any applicable laws or regulations


Should any clause or part of these Terms of Use be found to be void, unenforceable or invalid, then it is severed from those terms, leaving the remainder in full force and effect, provided that the severance has not altered the basic nature of those terms.


Any queries concerning this website or its contents should be directed to ISA, Level 18, 150 Lonsdale Street, Melbourne, VIC, 3000, Phone 03 8618 8025

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