How to find lost super?
- Open an account at www.my.gov.au, then click to link the ATO to your new myGov account.
- Current myGov account holders can just log in and click the ATO button.
- The Super tab shows a list of all your super accounts, both active and inactive.
There is more information at the ATO website.
How can my super be lost in Australia?
There are two main ways your super can be classified as lost
- Inactive – no contributions or rollovers received in the last 5 years
- Uncontactable – no contributions or rollovers received in the last 12 months and your fund does not have your current address and does not have any other contact details.
It is easy for these things to happen if you have changed job and moved to a new house.
What is ‘unclaimed’ superannuation?
The ATO may be holding some unclaimed super on your behalf. This happens when super funds transfer the balance of small, inactive accounts directly to the ATO. It’s still your super though, and you’re able to claim it and transfer it to your preferred super fund at any time. See our Unclaimed Super page for more details.
I’ve found some super, now what?
If the ATO’s myGov service tells you that you have lost or unclaimed super, you should consider rolling it into one super account, so that you’re not paying separate management fees for every account.
Our Consolidating Super page has all the information you need to roll your super into one account.