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Starting a new job

How to take your super with you

When you start a new job, your employer should provide you with the Australian Taxation Office’s (ATO) Superannuation Standard Choice form (or equivalent) within 28 days of your start date. You can use this form to advise your employer of your choice of super fund. Your employer must then make superannuation contributions into the super fund you’ve chosen.

If you don’t choose a fund, your employer will make super contributions into the fund they’ve chosen for you.

This may mean an additional super account for you, with additional fees, or, even worse, if your employer doesn't choose an Industry SuperFund you could end up with less super in retirement.*

Staying with your Industry SuperFund is easy.

Here’s how:

It’s easy to take your Industry SuperFund with you to a new job.  If you’re already a member of an Industry SuperFund:

  • Simply complete your details including your membership number on the choice form provided to you by your new employer; or
  • Obtain a fund nomination form from your Industry SuperFund. You can download this from your fund's website or you can give them a call. You can find a link to your Industry SuperFund’s website here; or
  • You can fill out our Choice of Superannuation Fund form online, then give it to your employer.

If you're not a member yet, now is the perfect time to join an Industry SuperFund. You can find details of the 15 Industry SuperFunds here

*Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund. Comparisons modelled by SuperRatings, commissioned by ISA and shows average differences in net benefit of the main balanced options of 15 Industry SuperFunds and retail funds tracked by SuperRatings, with a 5 (133 funds), 10 (67 funds) and 15 (44 funds) year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit and additional advisor fees – of main balanced options. Outcomes may vary between individual funds. Modelling as at 30 June 2019.
See for more details about modelling calculations and assumptions. Consider a fund’s Product Disclosure Statement (PDS) and your personal financial situation, needs or objectives, which are not accounted for in this information, before making an investment decision. ISA Pty Ltd ABN 72 158 563 270 Corporate Authorised Representative No. 426006 of Industry Fund Services Ltd ABN 54 007 016 195 AFSL 232514.

Assumes initial starting balance of $50,000 and initial salary of $50,000.