Compare the Retirements

Lynn retired with $200,000 in her Industry SuperFund super account. She stuck with her Industry SuperFund and started drawing down on her money gradually. This meant she could still access the Government Age Pension while the balance of her saved money continued to grow during the early years of retirement, before she gradually draws down on all of it. 

With an Industry SuperFund retirement income account you can maximise your balance while you maintain control and flexibility. 

You can read more details about Lynn's story here.

Lynn is not an actual member. Her story has been created for illustrative purposes.

Modelled outcomes by SuperRatings show 5-year average net benefit results taking into account historical earnings, fees and drawdown amount of 5% p.a. of the main balanced investment options of 7 Industry SuperFunds retirement income products during the first 5 years of retirement. Example assumes the average 5 year Industry SuperFund investment return of 9.57% p.a., starting balance of $200,000, starting age of 65, home is owned, access to half of a couple’s full Age Pension entitlements, married, no other income sources available. Modelling as at 30 June 2025. Performance (Net Benefit) modelling is based on actual reported returns over the stated period. Capital growth will not continue throughout retirement. Past performance is not a reliable indicator of future performance. Returns may fluctuate over time and can vary significantly from year to year. Outcomes vary between individual funds. Consider a fund’s Product Disclosure Statement (PDS) and your personal financial situation, needs or objectives, which are not accounted for in this information, before making an investment decision. For more details about the SuperRatings modelling see the Assumptions page.