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Find extra money for super

 If you believe you have no extra money to tip into your super, think again!

This calculator allows you to see how putting even a small amount of extra money into your super could help you to take advantage of government co-contribution and/or tax incentives. It's a good idea to do a quick review every year in case your goals have changed.

Find extra money for super

Struggling to add to your Super?

  1. Step 1. My Savings
  2. Step 2. Helping Hand
  3. Step 3. Take Action
per week

What if you can do this as well?

 
 
per week
per week
per week
 
That's
$0
per year

Speak to your Industry SuperFund about setting up extra contributions

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AustralianSuper

AustralianSuper is for all Australians

AustralianSuper is one of the largest industry super funds and has 210,000 participating employers. It is the Industry SuperFund for all Australians and anyone can join.

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Cbus

Cbus is for anyone in construction and building

Cbus is the Industry SuperFund focused on the construction, building and allied industries. Established in 1984, it has 80,000 participating employers.

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HESTA

The industry super fund dedicated to health and community services.

More people in health and community services choose HESTA for their super. Click here to find out why.

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Hostplus

Hostplus is for anyone in hospitality, tourism, recreation and sport

Hostplus is the national superannuation fund for the hospitality, tourism, recreation and sport industries and is one of the largest super funds in Australia.

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MTAA Super

MTAA Super is for anyone in the motor trades

MTAA Super is the Industry SuperFund for those working in the motor trades and is also open to the general public.

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CareSuper

CareSuper is the super fund for professionals

CareSuper has been looking after people from all sorts of professions since 1986 and has over 63,000 participating employers.

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LUCRF Super

LUCRF Super is for hard-working Aussies in any industry

LUCRF Super has looked after members and employers across Australia since 1978.

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NGS Super

NGS Super is for anyone in education and community-focused organisations

NGS Super is dedicated to people working in education and community-focused organisations.

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Media Super

Media Super is for anyone in print, media, entertainment or the arts

Media Super is the Industry SuperFund for people working in print, media, entertainment and art industries and has 13,000 participating employers.

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TWUSUPER

TWUSUPER is for anyone in the transport and logistics industry

TWUSUPER is the Industry SuperFund for people in transport and logistics. Established in 1984, TWUSUPER has over 15,000 participating employers.

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AustSafe Super

AustSafe Super is for anyone working in rural or regional Australia

For over 25 years, AustSafe Super has been committed to looking after the superannuation savings of members from all sorts of industries in regional cities, towns and in the country.

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Energy Super

Energy Super is for anyone in the electrical and energy industry

Energy Super is a profit-for-members fund established to provide a complete retirement planning solution for everyone, with a continued focus on employees and their families in the energy industry.

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First Super

First Super is the Industry SuperFund for the timber, pulp & paper and furniture & joinery industries

We welcome all Australians regardless of their occupation or location but we have particularly strong links to the timber industry, the pulp and paper industry and the furniture and joinery industry.

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Maritime Super

Helping you make the most of your super

Maritime Super is the largest industry fund dedicated to the maritime industry. Our goal is to help members make the right decisions now to secure financial freedom in the future.

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legalsuper

legalsuper is for anyone working in the legal community

Established more than 26 years ago, legalsuper manages over $2.6 billion for 40% of Australia’s legal community including Judges, Barristers, Lawyers and management and support staff of legal practices.

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REI Super

REI Super is for anyone in residential and commercial real estate

Established in 1975 REI Super is the Industry SuperFund for those working in the Real Estate and Property industries.

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If your annual income and super contributions add up to $250,000 or more, this calculator will not work for you because it doesn’t take into account the higher contributions tax rate that you will be paying on any salary sacrifice contributions.

This calculator works for people aged up to and including 75 years. If you're 76 years old or older, this calculator won't work for you.

This is a Model, not a Prediction. The tool is not intended to be relied upon for the purposes of making a financial decision. Consider a fund’s PDS and your objectives, financial situation and needs, which are not accounted for in this information before making an investment decision. You are responsible for your own investment decisions and should obtain specific, individual advice from a financial services licensee before making any financial decisions.