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When can I access my superannuation?

Preservation age explained

When can I access my super?

It’s all about your age. If you were born before 1 July 1960 you can get access to your super when you turn 55. If you were born later the age varies between 55 and 60. People aged 65 or over can access super and work as well.

Depending on your status, there may be tax payable. And the term, preservation age, just means the age at which you can access your super in Australia.

What can I do now that I can access my super?

Once you are old enough you may want to set up an income stream and retire. Or perhaps you just want to cut back your hours at work and ease into retirement with a transition to retirement plan.

Whichever option suits you best, don’t forget your partner! You can choose for one of you to withdraw from your super, or both.

Retiring with an Industry SuperFund

Industry SuperFunds offer retirement income options, to meet your changing needs whether it be a retirement income stream or a transition to retirement account. On average, all of them have low fees and a good track record of strong investment returns to help preserve and grow your pension funds.

When can I access my super? - icon
When can I access my super?
See when you can start accessing your super and what you should do to prepare.
Your date of birth
You can access your
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How much super will you need when you retire?
We can help you figure out how much you will need to maintain your lifestyle in retirement.
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Plan your retirement
See how your super and age pension can work together.
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