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How to join

How to join an Industry SuperFund

Industry SuperFunds are run only to benefit members; they have low fees, have never paid commissions to financial planners and consistently outperform retail (bank owned) funds*. Here’s how to join up and enjoy all these benefits in just 3 easy steps: choose, notify, rollover.

Step 1 - Choose your Industry SuperFund

Firstly you need to choose the Industry SuperFund that you want to join. To help you with this, we have an information page for all of the Industry SuperFunds and a fund comparator tool on this website. Once you’ve decided, just visit the website of your chosen fund and complete a membership application form. These days most super funds make it easy to join with an online form on their website.

Step 2 - Notify your employer

As soon as you join the fund, notify your employer and ask for a ‘standard choice’ form so they can pay your super into your new fund. If you are joining an Industry SuperFund, you can fill out our Choice of Superannuation Fund form online, then give it to your employer.

If you’re self-employed, just follow the links on your new fund’s website.

Step 3 - Rollover your existing super

Finally, to avoid paying multiple administration fees you may consider rolling over your existing super, held in other funds, to your new Industry SuperFund.

But first, ensure that you won’t lose any insurance cover before you leave your old fund.

To transfer your super from your old fund, just fill in a ‘rollover’ or ’transfer’ form, on your new super fund’s website and they’ll do the rest.

And of course, if you have any questions along the way, simply contact your new fund.


*Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a fund. Comparisons modelled by SuperRatings, commissioned by ISA and shows average differences in net benefit of the 'main Balanced option' of 11 Industry SuperFunds# and retail funds tracked by SuperRatings, with a 5 (69 options), 10 (32 options) and 20 (12 options) year performance history, taking into account historical earnings and fees - excluding contribution, entry, exit, fee caps/tiering and additional advisor fees - of 'main Balanced options'. A 'main Balanced option' being the fund's largest Balanced option where 60% to 76% of the fund's assets are invested in growth investments. This is generally the fund's default option. Where a fund does not have a Balanced option, the option closest to SuperRatings benchmark range of 60% to 76% growth investments is used. Outcomes vary between individual funds. Modelling performed on 5 October 2022 using data as at 30 June 2022. See for more details about modelling calculations and assumptions. Consider a fund's Product Disclosure Statement (PDS) and your personal financial situation, needs or objectives, which are not accounted for in this information, before making an investment decision. ISA Pty Ltd ABN 72 158 563 270 Corporate Authorised Representative No. 426006 of Industry Fund Services Ltd ABN 54 007 016 195 AFSL 232514. Assumes initial starting balance of $50,000 and initial salary of $50,000. # Note that since the date of the comparative modelling the number of Industry SuperFunds that participate in the marketing campaign has changed from 11 to 9. This change does not reduce any comparative differential shown in the modelling. Revised modelling will be undertaken in the near future.