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How to join

How to join an Industry SuperFund

Industry SuperFunds are run only to benefit members; they have low fees, have never paid commissions to financial planners and consistently outperform retail (bank owned) funds*. Here’s how to join up and enjoy all these benefits in just 3 easy steps: choose, notify, rollover.

Step 1 - Choose your Industry SuperFund

Firstly you need to choose the Industry SuperFund that you want to join. To help you with this, we have an information page for the 16 Industry SuperFunds and a fund comparator tool on this website. Once you’ve decided, just visit the website of your chosen fund and complete a membership application form. These days most super funds make it easy to join with an online form on their website.

Step 2 - Notify your employer

As soon as you join the fund, notify your employer and ask for a ‘standard choice’ form so they can pay your super into your new fund. If you are joining an Industry SuperFund, you can fill out our Choice of Superannuation Fund form online, then give it to your employer.

If you’re self-employed, just follow the links on your new fund’s website.

Step 3 - Rollover your existing super

Finally, to avoid paying multiple administration fees you should rollover your existing super, held in other funds, to your new Industry SuperFund.

But first you should check: some funds can bite you with nasty exit fees and that you won’t lose any insurance benefits before you leave your old fund.

To transfer your super from your old fund, just fill in a ‘rollover’ or ’transfer’ form, on your new super fund’s website and they’ll do the rest.

And of course, if you have any questions along the way, simply contact your new fund.



* Past performance is not a reliable indicator of future performance. Assumes starting balance of $50,000 and initial salary of $50,000. Comparisons modelled by SuperRatings, commissioned by ISA. Modelled outcome shows 10 year average difference in net benefit of the main balanced options of 16 Industry SuperFunds and the 77 retail funds tracked by SuperRatings, with a 10 year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit and additional advisor fees – of main balanced options. Outcomes vary between individual funds. Modelling as at 30 June 2017. See for more details about modelling calculations and assumptions. Consider a fund’s Product Disclosure Statement (PDS) and your personal financial situation, needs or objectives, which are not accounted for in this information, before making an investment decision.